Conventional Fixed-Rate Loan
Fixed-rate loan terms are available and these loans are ideal for borrowers with qualifying credit and a minimum down payment.
VA Fixed-Rate Loan
VA Loans require no down payment, a minimum credit score requirement, and no monthly mortgage insurance premiums. In order to be eligible for this loan, the borrower must be on active duty, a retired member of the armed forces, or surviving spouse.
Adjustable-Rate Mortgage Loan
An Adjustable-Rate Mortgage (ARM) Loan has a variable interest rate that can adjust throughout the life of the loan.
Construction Financing Loan
Construction Loans are lines of credit to build a home. Funds are disbursed throughout the building process. You pay interest monthly on the outstanding balance of the loan until construction has been completed.
Bridge Loan/Swing Loan
A Bridge Loan/Swing Loan is a short-term loan to assist you in the time between transactions such as purchasing a new home and selling your old home.
Home Equity Line of Credit
Heloc
A Heloc is a line of credit secured by your primary residence. These can be used for various needs including debt consolidation, home renovations, or other large purchases.
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Meet Our Home Loan Officers
Chad Herman
Real Estate Loan Officer - NMLS 1481079
Chad brings more than 12 years in the mortgage industry to BFH. Having worked in every area of the mortgage department, his behind the scenes knowledge and loan officer experience give him an advantage to really understand the entire mortgage process and make it relatable to his customers. His favorite part of being a... read more
785-458-3176 (Direct)
785-410-9297 (Cell)
Mandy Hooten
Real Estate Loan Officer - NMLS 2413724
Mandy Hooten brings more than 10 years of banking experience to her role as mortgage officer. Previously, Mandy worked in the commercial and retail loan division and understands every step of the lending process. She is excited to help customers get into their greatest asset, their homes. In her free time, she makes... read more
785-458-3220 (direct)
Casey Biesenthal
Real Estate Loan Officer - NMLS 1401360
Casey is a graduate of KSU with a degree in Finance and Agribusiness and more than 12 years in the banking industry. An "Ag girl" at heart, Casey brings a passion for agriculture and helping customers to the mortgage team. Her biggest love of banking is helping customers in any capacity she can.
When she has free...
read more
785-458-3155 (Direct)